Christmas time, mistletoe and... personal injury claims?

Christmas trees

They look lovely all lit up and decorated, but Christmas Trees are the root cause of a number of accidents during the festive season. According to the Royal Society for the Prevention of Accidents, 2007 saw around 1,000 people injured in incidents involving Christmas Trees, including pine-related eye injuries as people reached for presents. Last year, one man even received £35,000 in personal injury compensation from the Czech Supreme Court after he was crushed by a 101ft Christmas Tree in the nation’s capital of Prague.

But it’s not just people suffering at the hands/branches of those pesky firs. Numerous accident claims are made to insurance companies for furniture that has been damaged by a fallen or irresponsibly handled tree.

Read More - http://www.telegraph.co.uk/sponsored/sponsored-features/8899827/Christmas-time-mistletoe-and...-personal-injury-claims.html

Hybrids Have Lower Injury Odds Than Conventional Vehicles

On average, the odds of being injured in a crash are 25 percent lower for people in hybrids than people traveling in nonhybrid models.

Hybrids have a safety edge over their conventional twins when it comes to shielding their occupants from injuries in crashes, new research by the Highway Loss Data Institute (HLDI), an affiliate of the Insurance Institute for Highway Safety, shows. On average, the odds of being injured in a crash are 25 percent lower for people in hybrids than people traveling in nonhybrid models.

"Weight is a big factor," says Matt Moore, HLDI vice president and an author of the report. "Hybrids on average are 10 percent heavier than their standard counterparts. This extra mass gives them an advantage in crashes that their conventional twins don't have." He notes that other factors, such as how, when, and by whom hybrids are driven, also may contribute. Researchers included controls to reduce the impact these differences may have had on the results.

Read more - http://www.infozine.com/news/stories/op/storiesView/sid/49772/

Blog Update: Admiral Group shares battered by profit warning http://ow.ly/1fyDC1

Blog Update: Don't Let Your Bonfire Night Fizzle Into an Insurance Nightmare http://ow.ly/1fqnBw

Don't Let Your Bonfire Night Fizzle Into an Insurance Nightmare

Ensure your home insurance policy covers personal liability against damage and accidents
Look out for your canine and feline friends too, says MoneySupermarket.com

With households across the country gearing up for this year's Bonfire Night celebrations, MoneySupermarket.com urges people to make sure their home insurance policy includes adequate personal liability protection to insure them for any accidents, as otherwise the evening could go off with a costly bang.

Britain's number one comparison site warns homeowners to check the small print of their home insurance policy for personal liability protection. Most insurers will provide cover for personal liability of £2,000,000, however this does vary across providers.[1] According to statistics from BIS, over 6,600 people are injured in firework accidents each year, with half of these injuries happening to children under 16 [2]. If any accidents occur on your property, you could be liable for a personal injury claim, and not having enough personal liability cover in place, could leave you severely out of pocket.

http://www.injuryclaim-specialist.co.uk
Read More - http://www.marketwatch.com/story/dont-let-your-bonfire-night-fizzle-into-an-insurance-nightmare-2011-11-01